IBO — Intelego Business Operations

Put operational processes on
AI autopilot .

IIO automates your accounting, HR processes, compliance workflows and procurement — via specialised AI agents with human-in-the-loop governance. Not a generic AI tool, but a complete operating system for your daily operations.

What IBO automates

Each area can be deployed as a standalone module — or as a fully integrated IBO bundle. All flows are pre-configured, customisable and GDPR-compliant.

IBO-01 · Finance

Accounting & finance

AI-assisted accounts payable, automatic invoice matching, DATEV export, German VAT advance return via ELSTER — all with a tamper-proof audit trail per GoBD.

Invoice OCR with 3-way match (purchase order, goods receipt, invoice)
DATEV EXTF export (posting records, LODAS payroll)
VAT advance return via ELSTER gateway with HITL gate
Dunning process (automatically tiered by overdue risk)
Cashflow forecast (30/60/90 days, ML-assisted)
Month-end close flow with checklist and evidence log
SEPA payment runs (automated, HITL approval)
Included flows
invoice-processing-flow datev-export-flow elster-ust-flow cashflow-forecast-flow sepa-payment-flow
IBO-02 · Human Resources

HR & personnel administration

From job posting to offboarding: IIO automates onboarding checklists, payroll, leave requests, goal agreements and GoBD-compliant personnel files.

Onboarding flow (Keycloak account, Matrix invite, IT equipment)
Gross-to-net calculation with social security contributions and ELSTAM lookup
DATEV LODAS interface for tax advisors
Bogus self-employment check for freelancer engagements
Offboarding flow (access, equipment, final settlement)
OKR management and performance-review triggers
Digital personnel file with access log
Included flows
onboarding-flow payroll-processing-flow offboarding-flow okr-management-flow
IBO-03 · Compliance

Compliance & governance

Automatic compliance calendar, EU AI Act readiness checks, GDPR records of processing, early-warning system for deadlines and complete audit-trail generation.

Compliance calendar with automatic deadline notifications
GDPR Art. 30 records of processing activities (automatically maintained)
EU AI Act tier classification and compliance check
GoBD-compliant audit trail for all AI decisions
Automatic year-end closing preparation
Contract management with renewal alerts
Risk register (automatically maintained)
Included flows
compliance-check-flow dsgvo-audit-flow eu-ai-act-flow risk-register-flow
IBO-04 · Procurement

Procurement & suppliers

From purchase request to invoice approval: IIO automates supplier inquiries, price comparisons, order approvals and SaaS portfolio management with cost optimisation.

Vendor onboarding with credit and qualification checks
3-quote comparison with AI recommendation and HITL approval
SaaS portfolio management (duplicate detection, cost optimisation)
Contract-term monitoring with automatic renewal alerts
Supplier performance tracking (SLA, quality, price)
Purchase-approval workflow (multi-tier, by spending threshold)
Automatic stock-level alerts at defined thresholds
Included flows
vendor-onboarding-flow procurement-flow saas-portfolio-flow contract-renewal-flow

How IBO automation works

IIO combines specialised AI agents with a structured governance framework. Every decision with financial or legal relevance passes through a human-in-the-loop gate.

Trigger: event or schedule
A business event (new invoice, payroll month, compliance deadline) or a scheduled trigger automatically starts the corresponding flow.
AI agent processes & proposes
A specialised agent (e.g. the accounting agent) reads the relevant data, extracts fields, validates against policies and creates an action proposal.
Human-in-the-loop gate (for critical actions)
Payments, approvals and compliance decisions are presented to you for approval — via Matrix notification, email or web interface.
HITL gate active — only you decide
Execution & audit trail
After approval, the agent executes the action (DATEV export, SEPA payment, notification) and logs everything GoBD-compliant.
Continuous learning
Every HITL decision improves the accuracy of future suggestions. No cloud training — learning stays local in your IIO system.
Example flow: incoming invoice
Invoice received (email / upload) TRIGGER
OCR + field extraction + validation AUTO
3-way match: purchase order ↔ goods receipt ↔ invoice CHECK
Human-in-the-loop gate
Approval required from €500 · 24h response window
DATEV posting + SEPA payment scheduled DONE

What makes IBO unique

No black box — full transparency over every step of every agent.

Local AI, no cloud requirement
94% of processing runs locally via Ollama on your Hetzner server. No data leaves your EU infrastructure without explicit configuration.
Human-in-the-loop by design
Every HITL gate is configured in flow.yaml and immutable. No agent can bypass a gate — the system fails closed on itself.
GoBD-compliant audit trail
Every agent action, every HITL decision, every data import is logged immutably. Audit-proof for tax inspections.
Native integrations
DATEV, ELSTER, SAP Business ByDesign, GitLab, Keycloak, Matrix, Brevo, Stripe/SEPA — all via pre-built connectors, no custom code required.
2-hour deployment
IIO flows are pre-configured and tenant-parameterised. A new accounting flow goes live in under 2 hours — including HITL-gate configuration.
Real-time monitoring
A Grafana dashboard shows the live status of all running flows, open HITL gates, error rates and agent costs (tokens, runtime, API calls).
Apache 2.0 — no vendor lock-in
IIO is fully open source. Your configuration, your data, your server. No proprietary format, no dependency on a single vendor.
EU AI Act ready
HITL gates, audit trails and risk classification are enabled by default. IIO is designed per Art. 4 EU AI Act (AI literacy).
Flow versioning & rollback
Every flow change is versioned. Roll back to any previous version in under 60 seconds — without data loss or interrupting running processes.

IBO in practice

Concrete results from companies using IIO Business Operations.

Systems house · 85 employees

Accounts receivable fully automated

Outgoing invoices are automatically created, sent and tracked. Dunning runs through three tiers with no manual intervention — only the final collections escalation needs HITL.

✓ 14h/month saved · 0 missed reminders
Manufacturing company · 120 employees

Payroll without extra DATEV costs

Gross-to-net calculation and DATEV LODAS export run fully automatically on the 25th of each month. The tax advisor receives ready-made export files — no more file ping-pong by email.

✓ 8h/month saved · direct DATEV API
IT consultancy · 35 employees

EU AI Act compliance report

A monthly compliance report is generated automatically from the IIO Layer Graph: which AI systems are in use, which risk class, which HITL gates are active.

✓ Audit-ready in minutes · no manual report
Retail · 200 employees

Procurement with automatic quote comparison

Demand notices from the ERP trigger automatic inquiries to three suppliers. IIO compares prices and lead times and proposes the best bidder — the buyer approves.

✓ 18% lower purchase prices · 60% less effort
SaaS company · 45 employees

GDPR records of processing automated

The GDPR Art. 30 records are generated automatically from the IIO World Model and updated immediately on changes (new integration, new employee).

✓ Always up to date · ready for a data-protection audit
Engineering firm · 28 employees

Onboarding in 4 hours instead of 2 days

New employee: IIO automatically creates a Keycloak account, Matrix invite, GitLab access, laptop order and welcome email. HITL for salary entry and hardware approval.

✓ From 2 days to 4h · error-free
Compliance out of the box
All IBO flows are pre-configured to German and EU standards.
GoBD DSGVO Art. 30 EU AI Act §147 AO ISO 27001 eIDAS MaBV
IBO — automated IT operations for the DACH SME market
Get started

Business operations
on autopilot — from day 1.

Start with one module — or deploy the complete IBO bundle. No lock-in, no setup fee, Apache 2.0.

Early access open · Launch 31.05.2026 · EU hosting · no credit card required

IIO · 139 AUTOMATED FLOWS

IIO automates your organisational operating system.

234 governance layers, 139 automated flows, 8 work lanes for agentic coding — IIO is the framework that brings IBO into daily operations. Apache 2.0, €0 licence.

Automate flows

139 ready-made flows — from onboarding to compliance reporting. Configure, don't code.

HITL gates

Every critical decision passes through a human-in-the-loop gate. No system acts without approval.

Audit ledger

Every action is logged with a SHA-256 hash chain. GoBD-compliant, exportable for auditors.

Discover the IIO Framework →